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Category Archives: Real Estate Transaction

Legal4

Using An Enhanced Life Estate Can Help You Avoid Probate (And Has Other Benefits)

By Gilbert Garcia Group, P.A. |

An enhanced life estate is a type of joint ownership that allows someone to live in their home during their lifetime and transfer it to a beneficiary upon their death. This can be a valuable tool in estate planning, as well as in avoiding probate or the probate courts. You can create a life… Read More »

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RElaw

The Homestead Exemption Is Another Advantage Of Buying A Home In Florida

By Gilbert Garcia Group, P.A. |

You may have heard a lot about the protections of Florida’s homestead laws, and about how strong they are compared to many other states. In fact, many people buy property here with the intended purpose of taking advantage of our homestead laws. But what are those laws and when do they apply? What is… Read More »

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RealEstateSale

You Could Lose Your Home To A Squatter If You’re Not Careful

By Gilbert Garcia Group, P.A. |

Have you ever heard of what is commonly known as a “squatter?” The term “squatter” is used to describes someone who finds property, lives there, and treats it like their own, even though they shouldn’t be living there. Squatters and Adverse Possession While we may think of squatters as people who are homeless and… Read More »

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Realtor2

Situations Where You Absolutely Should Get A Real Estate Closing Attorney

By Gilbert Garcia Group, P.A. |

In any real estate transaction, you should always have an attorney. Even the “easiest” sale or purchase can get very complex and have legal issues you may not anticipate at the start of the closing process. There are often certain indicators that should immediately tell you that you need a competent real estate attorney… Read More »

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HouseKeys

Be Careful Of Liens When Buying Foreclosed Property

By Gilbert Garcia Group, P.A. |

One of the prime opportunities in real estate investing is the chance to buy foreclosed properties. But there are a lot of potential dangers in buying these properties—especially if you don’t understand lien priority and how liens are foreclosed on. What is Lien Priority? Absent a law that makes a lien priority, liens get… Read More »

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ProtectHome

Do You Have The Right Insurance For Your Mortgage?

By Gilbert Garcia Group, P.A. |

If you are buying a home, and you are getting a loan and a mortgage on your property, you probably already know that the lender will require that you take out insurance on the property. In an age when property insurance rates are spiking, it may be tempting to find the cheapest policy that… Read More »

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RevMortgage

The Pros And Cons Of Reverse Mortgages

By Gilbert Garcia Group, P.A. |

If there’s one product in real estate that tends to get a lot of publicity, it’s a reverse mortgage. Mortgage companies often hire celebrities to tout the virtues of a reverse mortgage. But what are the pros and cons of a reverse mortgage and is it right for you? What is a Reverse Mortgage? … Read More »

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REAgent

Can You Sell Property That Has Liens Attached To It?

By Gilbert Garcia Group, P.A. |

When you buy or sell a house, you may find that there are liens on the property that you were or were not aware of previously. Depending on the type of lien, and the amount of the lien, these liens could be impediments to closing in your home, and could potentially ruin the entire… Read More »

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CoupleHome

What Factors Go Into How Happy A New Homebuyer Is?

By Gilbert Garcia Group, P.A. |

When you purchase a home, are you happy about your purchase? Most people are, but how happy are they? Studies are often conducted about who the happiest homebuyers are, and what factors contribute to satisfied buyers. As you would expect, there are a lot of factors that go into determining who is happiest with… Read More »

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Easement

Easements On Your Property: Should You Worry?

By Gilbert Garcia Group, P.A. |

Let’s say that you are discussing your upcoming real estate closing with your real estate attorney. He or she mentions terms you’ve heard before—inspections, liens, or title issues. But then your attorney mentions an easement. What is an easement, and could it prevent you from buying or selling the property that you want to… Read More »

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